Roof Hail Damage Claim Process

After a hailstorm walk outside to check your home or business for damages paying close attention to the roof ac unit.

Roof hail damage claim process.

Look for damage right away. Do i have hail damage to my roof. If at all possible document the size of the hail stones involved by taking photos of any that remain although you ll only be able to do this if you re able to begin your inspection immediately after the storm stops. Navigating the process of filing a claim can vary slightly by insurance company but generally the steps include.

An evaluation by one of our trained inspectors can verify the extent of your damages and outline the means by which they should be repaired or replaced. A state farm claim handler may assist in explaining the difference between normal wear and aging versus damage caused by a hail storm. If you need to file a claim state farm works with you throughout the insurance claim process. Fortunately some insurance providers cover the full roof replacement.

The level of damage and therefore the potential insurance claim also depends on the velocity of the hail the angle of its fall the hail size hail density and hail shape. Take photographs of the damage and the hail using a tape measure or. There are a lot of good roofers around that have no clue how to inspect for hail damage or work an insurance claim. The amount of hail damage to your roof may also be related to the number of shingle layers if you re dealing with a shingled roof.

Taking videos or photos of damage will help expedite your hail damage insurance claim. Homeowners file a claim pay the policy deductible and then the insurer pays to fix the damage. How start your roof claim. A deductible is the amount you have to pay toward a loss before your insurance company pays a claim.

Filing a roof damage insurance claim if you have roof damage that needs repairing you have to file a claim with your homeowners insurance company. However they do so only if the property owner can prove hailstorm damage caused the grave roofing damage. In many states usually where hail is less frequent a standard homeowners policy includes hail damage to a roof as part of your protection coverage. You need a professional working on your side.